Finding the Right Healthcare For You!
HABLAMOS ESPAÑOL
Medicare Coverage
ORIGINAL MEDICARE
What It Offers: The Original Medicare Plan covers certain medical services and supplies in hospitals and doctors’ offices. Services are either covered under Part A or Part B.
- Part A Covers: Hospital Insurance helps cover, Inpatient care in hospitals or skilled nursing facility (not custodial or long-term care). Hospice care, Home health care and inpatient care in a religious nonmedical health care institution.
- Part B Covers: Medical Insurance helps cover, medically necessary doctor’s service, outpatient services and may cover many preventative services.conditions!
How Do You Qualify: To qualify for the Original Medicare Plan you are:
- 65 years or older.
- Under 65 with certain disabilities for two or more year.
- Have end Stage Renal Disease.
MEDICARE ADVANTAGE PLANS
What It Offers: The Medicare Advantage Plan (often referred to as Part C) will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage.
- Keep your original Medicare Parts A & B and all services included.
- May offer extra coverage like Vision, Dental, hearing and other health and wellness programs.
- Most plans include Medicare Prescription Drug (Part D).
- MAPD plans pay instead of Medicare, you pay co-pays for services.
How Do You Qualify: To qualify for the Medicare Advantage Plan:
- Enrolled in Medicare Parts A & B
Reside in Plans area. - Plans are regionally specific and can change from town to town.
- Must not be enrolled in a Medicare Supplement Insurance plan also known as Medigap.
MEDICARE SUPPLEMENT PLAN
What It Offers: A Medicare Supplement Insurance (often referred to as Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like co-payments, coinsurance, & deductibles:
- Medigap plans fill the GAP between your Medicare benefits and what you pay out of pocket
- Some plans may offer coverage outside the US
- Keep your original Medicare
- Guaranteed renewable
- Does not include Prescription Drug Coverage.
- Stand Prescription Drug Plans can be purchased separately
- You have the freedom to choose your own doctor
How Do You Qualify:
- You must be enrolled in Medicare Parts A & B
- You must reside in plan’s area. (Plans are regionally specific and can change from town to town)
- Must not be enrolled in a Medicare Supplement Insurance plan also known as MEDIGAP.
Have a Question? AOI is Here to Help!
Just send us your question & we will work with you to get the information you need.
Or call — (321) 676-4118
Your Health Care is Our #1 Goal
Finding the RIGHT Healthcare For You!
1900 Palm Bay Road NE, Suite G, Palm Bay FL, 32905
Hours
Mon. - Fri. 9am - 5pm
Saturday: By Appt. Only
Sunday: Closed
Access One Insurance is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS). We are a licensed independent insurance agency authorized to offer and enroll clients in Medicare Advantage, Medicare Supplement, Prescription Drug, and Affordable Care Act (ACA) health plans from multiple carriers. Enrollment in any plan depends on the plan’s contract renewal with Medicare or the federal Marketplace. By providing your contact information, you consent to receive calls, text messages, or emails from a licensed insurance agent at Access One Insurance for the purpose of discussing or marketing health insurance plans, including Medicare and ACA options. You may opt out at any time. Standard message and data rates may apply. Information provided on this website or in our communications is for educational purposes only and should not be considered legal, tax, or medical advice. © 2025 Access One Insurance. All rights reserved.
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